Insurance & Payments

Insurance & Payment Options

We make it easy to understand your options so you can focus on your care.

At First Choice Dental, our team is here to help you navigate insurance, explain costs clearly, and find a payment option that works for you.

Online Bill Pay

Pay Your Bill Online

Make a secure online payment using a credit or debit card or an ACH bank transfer. Select the First Choice Dental location where you received care to continue to the correct payment portal.

Most online payments are processed by the next business day. Please save or print your receipt for your records.

Making Dental Care Accessible

Understanding your insurance and payment options shouldn’t feel complicated. 

Our team is here to help you make sense of your coverage, answer your questions, and provide clear, upfront information about costs. We work with most major insurance providers and offer flexible payment options so you can move forward with care confidently. 

Dental Insurance

We are in-network with most major dental insurance providers to help make your care more affordable.

Aetna PPO

Ameritas

Anthem

Careington Platinum Network

Cigna PPO (Total/Total Plus)

Delta Dental (Premier, PPO, Medicare Advantage)*

Dental Health Alliance / Sun Life

GEHA Connection Dental Network

Guardian DentalGuard PPO

Humana PPO

MetLife

Principal

United Healthcare (UHC)

**Orthodontists are Delta Premier only.

Medical Insurance (When Applicable)

For certain procedures related to oral health, we also work with select medical insurance providers.

The Alliance Network

Quartz

Payment Options

We offer simple and flexible ways to pay so you can move forward with care confidently. 

Pay at the Time of Your Visit
You can pay for your visit using cash, check, or credit card, including Visa, MasterCard, Discover, and American Express. Credit card transactions include a 3% merchant fee.

Payment in Full Discount
Patients without insurance or the Smart Choice plan may receive a 5% discount when paying in full by cash or check at the time of service. 

Our team will always walk you through your options so you know exactly what to expect. 

Financing Options

For patients who prefer to spread out the cost of care, we offer financing options through trusted providers.

These options allow you to make convenient monthly payments, subject to approval. Our team can help you explore which option may be the best fit for your needs.

Smart Choice Dental Plan

If you don’t have dental insurance, our Smart Choice Dental Plan offers a simple way to save on care.

This in-house plan is designed to make routine and preventive services more affordable, while also helping reduce out-of-pocket costs for additional treatment. It’s an easy, straightforward option for patients looking for predictable savings without the complexity of traditional insurance.

Our team can walk you through how the plan works and help you decide if it’s the right fit for you.

Clear, Transparent Costs

We believe you should always understand your care before moving forward.

Our team will review your treatment plan, explain your options, and go over any costs in a clear, straightforward way. If you have questions about insurance, payments, or financing, we’re here to help you make informed decisions with confidence.

Have Questions About Your Coverage?

We’re here to help make things simple.

If you have questions about insurance, payment options, or what to expect, our team is happy to walk you through everything and help you feel confident in your next steps.